A UK Finance spokesperson said its members "are committed to lending responsibly to help their customers, and always undertake a thorough risk assessment of a customer's finances whenever they apply for credit.
CAP, which has helped Ms Reynolds, said January had been its busiest ever month for people seeking help with their debt problems. Some charities are concerned people are receiving loans they will "never be able to repay". In comparison, wage data from the Office for National Statistics ONS shows the bbc personals full-time worker has seen pay increase by 6.
They added: "The vast majority of borrowers repay their loans without getting into financial difficulty, but if a customer is struggling with repayments we would always advise they speak to their lender straightaway. Rising living costs and small increases bbc personals pay mean some people say they have had to borrow money to survive.
Mel Reynolds, a mother of two from Batley, West Yorkshire, said: "My salary simply covered my mortgage and utilities, meaning I was borrowing money to pay for food. Director of strategy and competition Chris Woolard said: "Overall current levels of personal debt are around the long-term average but we are concerned about vulnerable consumers who could be exposed to high-cost lending. It was founded in Daniel Bbc personals, a manager at the charity, said: "We estimate about eight million people will be in their homes worrying about how they're going to be paying the bills.
I chose to feed my. Coventry Leeds Personal debt.
The value of outstanding personal loans in Great Britain has grown four times faster than wages, research by BBC News has found. The FCA, which is responsible for regulating the lending market in the UK, said it would take action against those who lend "irresponsibly".
Our new persons
Digital rights campaigners are starting a legal challenge to a US law that seeks to fight online sex trafficking.